Building a better way to get a mortgage requires both new thinking and domain expertise. Our team has deep experience in mortgage, fintech, real estate, and beyond. We are now on a mission to create a new mortgage experience. See more about where we came from.

Meet the team

Nick Stamos

Co-founder, CEO

Founding team member at mobile analytics firm Telephia (acquired by Nielsen)


Deepak Kumar


20+ plus years in leadership roles in consumer and investment banking

University of Pennsylvania/Wharton, University of San Francisco, St. Xavier’s College

Ginger Wilcox


15+ years customer acquisition experience in real estate & tech, including Trulia and Siebel

Arizona State

Kyle Enright


15+ years in strategy & BD, including Intel, Google, and First Data

Harvard, Stanford (MBA)

James Fisher


Mortgage and technology expert with 26 years experience.

UC Berkeley

Aimee Gaspar


Personal finance product design and development expert, ex-Yodlee, Broadridge

University of Illinois at Urbana–Champaign

Jobe Danganan

Legal & Compliance

Enforcement Attorney at Consumer Financial Protection Bureau

Harvard, Princeton, Berkeley (JD)

Ori Zohar

Co-Founder, Talent

Digital marketer and strategist for companies  including Intel, MasterCard, Exxon

University of Maryland, College Park

Board of Directors

Arkadi Kuhlmann

Founder & CEO, ZenBanx

Arkadi has built a career on transforming financial services to serve consumers. Before founding ZenBanx, Inc., Arkadi was Chairman and CEO of ING Direct, a radical concept in banking that he created in 1997. Arkadi is an educator and speaker on finance and culture-driven leadership, and the author of two books on the latter. He is also an investor in Sindeo.

James Liu

COO & Executive Director, Renren

Before joining Renren, James was the co-founder and CEO of UUMe.com, one of the earliest social networking sites in China. He served as product management director at Fortinet in its early years, and held a senior PM role at Siebel Systems. James holds a B.S. in computer science from Shanghai Jiao Tong University and an M.B.A. from Stanford University.

Dr. Stefan Heitmann

Co-Founder & CEO, MoneyPark

Stefan is a passionate FinTech entrepreneur who’s passionate about bringing together choice, transparency, and convenience to offer a unique customer experience in banking. Before founding MoneyPark, a Swiss technology-based financial intermediary, Stefan was a partner at McKinsey & Company. He holds a PhD in corporate finance law.

Leo Gruenstein

Co-Founder & CEO, MMP Holding

Leo is a serial entrepreneur with a background in consulting and investment banking. He co-founded and invested in multiple e-commerce, software, finance, and retail startups that attracted a number of VC investments, and ultimately achieved multiple successful exits.

Company Advisors

Pete Bonnikson

Mortgage Industry Consultant

Pete is a mortgage industry executive with over 30 years of leadership experience. For over 10 years, he developed and managed the mortgage business at E-LOAN. Prior to that he was EVP at North American Mortgage Company, where he helped build that company into a Top Five lender nationally. Pete began his career as a CPA with KPMG, specializing in the financial industry.

Jill Nash

CCO, LifeLock

Jill is a communications and PR veteran. Jill has a passion for transformative brands and has worked with many leading consumer and technology organizations, including Levi Strauss & Co., Yahoo!, Gap Inc., Charles Schwab, and Transamerica Life Companies. She has received numerous industry honors and is a past president of the Organization of Women Executives.

Ed Giedgowd

General Counsel, AccountNow

Ed is an experienced corporate attorney who enjoys growing innovative businesses. After a 17-year career heading the consumer finance practice at Severson & Werson, Ed served as General Counsel of online mortgage lender E-LOAN, and then peer-to-peer lender Prosper.com. Ed is now General Counsel at payments company AccountNow.

Pete Hartigan

Founder & CEO, Trusted Ventures

As CEO of Trusted Ventures, Pete helped incubate SOFI, joining its founding team as Chief Community Officer. He previously worked at SOFTBANK Venture Capital and Battery Ventures. He holds an M.B.A. from Stanford University and attended Duke University, where USA Today picked him as a Top 20 Student in the US (1993).

Dave Garland

Principal, Pacific States Capital

Dave is a real estate strategist and investor. He’s been an advisor for several top residential and commercial brokerage and loan organizations, has acquired and managed real estate investment portfolios, and is an active developer. Dave’s passion is bridging innovative tech, real estate, and talent – the core of Sindeo.

Seth Werner

Chairman, Harbour Real Estate

Seth is an entrepreneur with 40 years of real estate experience. He has been the Chairman and CEO of Harbour Real Estate Investments since 1985, and previously founded First Capital Companies, which was taken public and acquired. Seth also founded Mortgage.com, the first online residential mortgage originator, which went public in 1999.

Ron Chicaferro

Owner, Chicaferro Consulting

Ron is the former EVP of Thornburg Mortgage and the former President of its mortgage banking subsidiary, Thornburg Home Loans, Inc. He has over 25 years of mortgage banking experience. Ron has made numerous broadcast appearances and frequently appears in publications such as the Wall Street Journal, New York Times, USA Today, and Financial Planning Magazine.

Ed Martin

Thought Loft Leadership Coaching

Ed has over 40 years of experience in Human Resources and Professional Development. He has been a part of building learning environments and has contributed to companies with strong, engaging corporate cultures – most recently Pixar, Atheros Communications, and Pandora. Ed joined Sindeo to help build an infrastructure and culture which ensures the borrower is at the center of a fulfilling mortgage experience.

Scott Lugar


Sales & customer experience executive with 15+ years at ING Direct & Capital One Home Loans

Brad Lensing


CMO at Prosper with 15+ years experience leveraging acquisition channels to create efficient growth