We provide you expert, unbiased support
through every step of the mortgage process.

PLAN: Get ready to buy

  1. Meet your expert Mortgage Advisor, who will guide you through the entire process – from quote to close.
  2. Create your personalized mortgage profile based on your financial situation, timing, and goals.

If it’s complicated, no worries. We have a network of 40+ lenders and 1,000+ loan programs.

This is where we get to know each other. By understanding your goals, we create a personalized mortgage program that best meets your needs.  Are you…

  • Planning on buying a home in the future, but aren’t sure how to get there?
  • Wondering how much you can afford?
  • Looking to refi?
  • Thinking about an investment or vacation property?
  • In a massive hurry to close because you already sold your house?
  • A veteran? Interested in buying a lot of land? A small business owner with irregular income? A foreign national looking to buy a home in the US?

QUALIFY: Get approved

  1. We find the right loan for you at the lowest rate from our lender marketplace.
  2. We verify your credit score and take your application through our secure online portal.

Use our online pre-qualification to see what you can afford, pull your credit, and get a head start on the application process.

This is where we review your financial information to get you pre-qualified or pre-approved for the right loan.

  • Pre-qualification: Take just a few minutes to answer some financial questions, and we tell you how much you can borrow. We’ll do some quick checks to verify your credit and review with Fannie Mae’s underwriting system.
  • Pre-approval: We verify your asset and income information to show property sellers and real estate professionals that you are a transaction-ready prospective buyer.
  • Bulletproof Pre-approval: You complete a full application and we underwrite your application.  A Sindeo Bulletproof Pre-approval lets you make a competitive offer and close in as few as 15 days.

CLOSE : Sign (or click) on the
dotted line

  1. Provide and sign the necessary documents.
  2. Enjoy your life while your Sindeo Advisor works with a team of professionals (underwriting, appraisal, title, etc.) to get everything ready.
  3. Review all final documents with us.
  4. Sign and celebrate!

The average time to close a loan is 46 days. With Sindeo, your loan can close in as few as 15 days.

This is where we shepherd your loan through to close, and you sign the documents to make it official. Here’s what happens:

  • Application: We gather any missing documents from the qualify phase, get your signature on lender disclosures, and register your loan with the lender.
  • Lock and Submit: We lock your rate and submit your complete loan package to underwriting.
  • Appraisal and Title: We order, schedule, complete, and review your appraisal and title. We then open escrow and provide wire instructions.
  • Verifications and Conditions: We walk through any final information we need from you.
  • Prepare to Close: We go over all the loan documentation with you and schedule the signing.
  • Close: You sign. We confirm the details like funding and recording. You’ve got yourself a brand new mortgage!


Most everything you need to know about home financing